Credit Card Segment Lead
SoFi
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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation fintech company using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role
SoFi’s card business aims to offer competitive and differentiated credit cards to existing members and to consumers in the open market. The credit card business is organized along 4 segments ranging from new to credit to superprime. In this role, you will lead the one of our credit card segments for SoFi.
In the role, you will define the credit card value proposition and pricing for segment. You will work with marketing, credit risk and data science partners to define a targeting strategy that optimizes for customer value, risk and returns.
In your role, you will be accountable for the growth trajectory of the segment and segment profitability.
What you’ll do:
Define and own the value proposition (incl. Product, Rewards, & Pricing), in collaboration with our marketing and product teams
Own the P&L for the segment
Work closely with marketing and credit risk partners to develop & refine a targeting strategy (framework, models) that results in profitable and resilient new account originations
Analyze segment performance at the portfolio level and by vintage to drive insights and optimization
Build a Test & Learn agenda, in collaboration with cross-functional partners, to optimize product and pricing for your segments. Develop analytical insights from historical testing
Develop the account management strategies for segment, in collaboration with cross-functional partners
Monitor competitive activity and competitive offers by channel, and incorporate insights into go-forward strategies
Develop and provide regular reporting and business updates on segment performance
What you’ll need:
8+ years experience preferred
Excellent leadership and communication skills
Well developed analytical skills
Credit Card segment or product management experience
Sound understanding of credit card economics and credit risk dynamics
Prior experience running complex credit card analyses desired
Quantitative undergraduate degree preferred
- Proficiency in SQL/Python preferred
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
This job is no longer accepting applications
See open jobs at SoFi.See open jobs similar to "Credit Card Segment Lead" Innovation Endeavors.