Senior Analyst, Credit Card
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We are seeking a Senior Analyst, Credit Card Pricing to join our Pricing team within the Lending Business Unit. This is an exciting role for someone to make a direct impact on the revenue of SoFi by helping shape the Credit Card Business strategy and product development through data-driven insights and pricing recommendation. As a Lead Analyst, Credit Card Pricing in our Pricing team, you will be working closely with a world-class team of business leaders and data scientists to help SoFi develop, implement, and analyze credit card pricing strategies. Success in this role hinges on your technical aptitude, quantitative abilities, and business acumen: you know how to plow through data with SQL/Python/R/Tableau, surface insights, and measure the business impact using conversion/ profit metrics. You treat stakeholders as a partnership – you are there at each step of the way and you know that we only succeed if we succeed together.
What you’ll do:
- Develop and test pricing strategies that optimize profitability through the improvement of revenue, credit risk, and cost per customer acquisition;
- Leverage pricing models to simulate profitability from pricing strategies and forecast changes to SoFi’s credit portfolio;
- Analyze segment performance at the portfolio level and by vintage to drive insights and optimization
- Help drive customer engagement strategies like balance transfers
- Help manage and analyze existing cardholder portfolio yield
- Build dashboards to deliver results of pricing strategies to the business.
- Build intuitive and analytical models to help decision makers understand the price elasticity of customer segments;
- Run significance tests and continuously discover trends in customer behavior to inform decision making with a high level of confidence;
- Routinely present analyses to SoFi business leaders.
What you’ll need:
- B.S. or M.S.. in Computer Science, Statistics, Operations Research, Engineering, Mathematics or a related quantitative field is required for this position;
- 5-7 years of industrial experience working in the credit card industry in an analytics, business strategy, or related role
- Proven track record of end-to-end experience in building analytical frameworks to inform business strategy
- Strong understanding of Credit Card PnL (profit and loss) drivers
- Knowledge and understanding of statistical and econometric modeling methods for significance testing and causal inference.
- Exceptional programming skills in Python and SQL
- Strong knowledge of Tableau and experience building production-level dashboards
- Ability to work in a dynamic, cross-functional environment, with strong attention to detail;
- Effective communication skills and ability to explain complex models in simple terms;
- Strong relationship building and collaborative skills;
- Exceptional problem-solving skills;
Nice to have:
- Experience in building pricing models/strategies;
- Experience working with product and/or engineering teams